Tag Archives: ID theft protection

Identity Theft Information: First Aid for a Breach

First aid identity theft informationWith the holiday season just behind us, some people will open their credit cards statements in 2013 and be in shock because they suddenly need an identity theft solution for items they did not buy!

If you find that you are suddenly the victim of identity theft, the finance experts at the Equifax Finance Blog have a great article for you called, “What to Do if You’re the Victim of Identity Theft.”

In this article, the experts review six steps for people to take action on after they have had their identity compromised. Although prevention is always recommended for ID theft protection first, you may find yourself needing an emergency plan.

The experts suggest taking these steps to begin fixing the damage done by identity theft:

  • Fraud Alerts – File a fraud alert with Equifax, Experian and TransUnion, the three main consumer credit reporting agencies.
  • Close Accounts – Be sure to contact each individual company and close any fraudulent accounts if you find any. You will need to give them proof of your idenitity and sign fraud dispute papers in order for the accounts to be closed.
  • Alert/Monitoring – Check out the various credit monitoring services offered today. Equifax offers this service and will alert you of certain changes in your credit history, if you want to keep an eye on your credit report.

Be sure to see the full article to learn about the next three steps which continue the critical first aid process. For more great

identity theft information, please read the Equifax Finance Blog today!

Smartphones take Credit Scores, Insurance and ID Theft Protection Green

ID Theft Protection PaperlessToday’s smartphone users have a variety of mobile apps to choose from that will check your credit score, file a claim with your insurance company, and even connect you to websites that discuss

ID theft protection. All of this can now be done from the palm of your hand without having to waste paper, make trash or be delivered by mail.

An article from the Equifax Finance Blog called, “

Access Insurance Resources from Your Smartphone,” offers excellent tips to consumers for using some of the available mobile apps.

For example, homeowners can quickly and easily use their insurance app to file a claim for stolen or damaged goods. This could help during sudden disasters at your home, such as the unfortunate events of Hurricane Sandy this past October, because in that situation multiple claims were being filed and time was of the essence.

Mobile auto insurance apps are also a useful choice for smartphone users, although some features of the ‘free’ apps may require you to pay for help, depending on your policy. Auto insurance apps vary per business, but generally offer a means to file minor accidents using a simple checklist, take photos of automobile damage and record the details of your wreck. Some apps, like the one from Allstate, even use GPS to offer their clients 24-hour roadside assistance.

For more information about useful mobile apps, ID protection or to answer question such as, “what is a credit score?” please visit the Equifax Finance Blog today!